Law Office of Grace M. Doberdruk
"WHEN YOU ARE FIGHTING THE BIGGEST BANKS IN THE WORLD AND THE BIGGEST LAW FIRMS YOU HAD BETTER HAVE SOMEONE SMART ON YOUR TEAM, THAT'S GRACE FOR YOU. SHE MADE OUR POINTS IN HEARINGS AND IN WELL WRITTEN MOTIONS AND HAD MY CASE DISMISSED. THAT'S A WIN IN MY BOOK AND NOW WE ARE GOING AFTER DAMAGES. I THINK SHE DID A GREAT JOB FOR ME, AND SHE WILL FOR YOU TOO!" - MILLIONAIRE CLIENT
After a pro se homeowner in Cuyahoga County represented himself he had a judgment of foreclosure against him. I argued his case on appeal and the judgment was reversed.
I argued the case in the Eighth District Court of Appeals and the judgment related to the deed reformation was reversed.
Homeowners with an FHA mortgage had the judgment of foreclosure reversed on appeal after my briefs argued that Wells Fargo failed to comply with HUD regulations, specifically the face to face meeting with the homeowners prior to filing for foreclosure. See also 2014 victory
Bank of America filed a motion or summary judgment against a Cincinnati homeowner and the judgment was reversed on appeal after my briefs argued that the documents required for foreclosure were not properly authenticated.
-Dual tracking is prohibited in certain situations. In a foreclosure case a mortgage servicer cannot file a motion for default judgment or summary judgment against you while you have a pending home loan modification application. Servicers also cannot proceed with a sheriff's sale if you submit a complete mortgage loan modification application. This provides foreclosure relief, but servicers don't always follow foreclosure laws. If your rights were violated you may have a claim under the Real Estate Settlement Procedures Act (RESPA). Call (440) 306-6004 to discuss.
-If you have been denied for a loan modification the denial letter sent to you may have been improper. You have a right to appeal the decision.
Even though the deadline to apply for HAMP has expired there are other loan modifications that you may qualify for!
Fannie Mae, Freddie Mac, FHA, and VA have loss mitigation programs. Mortgage servicers may have proprietary loan modifications programs available.
Contact me at (440) 306-6004 about your specific situation.
It's possible to get a loan modification without submitting financial documents. As a foreclosure defense attorney I've seen this happen in some cases where I filed counterclaims in the foreclosure.
Case results depend on many factors so the successful result, interest rate reduction, principal reduction, or monetary settlement that is obtained for one client may not be obtained for all clients.
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